Paytm Payments Bank Launched – How To Apply, Schedule Of Charges





Paytm Payments Bank has finally been launched today. The popular wallet and e-commerce portal has announced that starting today, its Payments Bank services will become operational. However, at this point, the company has revealed that it will be testing its services with a limited set of users only.
How To Apply For Paytm Payments Bank Account?
Paytm Payments Bank services are open on an invite-only basis as of now. You can request for an invite to the service at Paytm.com/bank. Once you get an invite, follow the steps as mentioned in the mail.
Once the Payments Bank service is opened to all users, you will have to apply to open a Savings or Current account with Paytm. Existing wallets will continue to work even after your account is opened.
KYC verification is compulsory for opening an account.
Paytm Payments Bank Schedule Of Charges
Here is the full schedule of charges of Paytm Payments Bank. Main highlights are:
-Zero balance a/c
-4% interest per annum
-Free virtual Rupay debit card, no issuance or         annual charges
-Physical Rupay debit card – Rs. 100 + delivery charges
-Cheque book – Rs. 100 + delivery charges
-Metro locations – 3 free ATM transactions per month, Rs. 20 thereafter for withdrawal, Rs. 5 for balance enquiry
-Non-metro locations – 5 free ATM transactions per month, Rs. 20 thereafter for withdrawal, Rs. 5 for balance enquiry

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